Last Updated on January 1, 2026 3:04 pm by INDIAN AWAAZ
A R DAS / NEW DELHI
The Unified Payments Interface (UPI) continued its strong growth momentum in December, registering a year-on-year increase of 29 per cent to reach 21.63 billion transactions.
According to data released by the National Payments Corporation of India, the value of transactions also rose by 20 per cent annually to around 28 lakh crore rupees.
On a month-on-month basis, both transaction volume and value recorded notable growth. The average daily transaction value in the last month stood at 90 thousand 217 crore rupees, compared to 87 thousand 721 crore in November 2025.
Average daily transaction count rose to 698 million from 682 million in the previous month.
Meanwhile, transactions through the Immediate Payment Service, IMPS, amounted to 6.62 lakh crore rupee in December, marking a 10 per cent annual increase and a rise from 6.15 lakh crore rupee in November.
IMPS transaction volume stood at 380 million, up from 369 million in November. The average daily IMPS transaction value increased to 21 thousand 269 crore rupees from 20 thousand 506 crore rupees.